The smart choice for children, teens and young adults
- Must have an adult on the account
- Minimum opening deposit: $25.00
- No minimum balance
- Low balance fee is waived until age 18
- Earn interest if a balance of $100.00 or more is maintained
- Competitive interest rates
- 2 withdrawals per month allowed; $3.00 excessive withdrawal fee thereafter
- Free online banking
- Free online bill pay
- Free FONE 1st
- Free e-statements ($5.00 per paper statement)
*Other 3rd party message, data, and/or internet service provider rates may apply, as applicable.