Skip to main content Go to Online Banking

Golden Checking

An account with flexibility for the 55+ customer.

Minimum to Open: $25.00 ($100 recommended)

Balance Requirements: $100 minimum daily balance or $5,000 combined balance**

Features & Benefits:

  • Unlimited check writing
  • Free 1st order of checks - you only pay shipping & handling
  • Eligible to enroll in Online Banking, Mobile Banking*, and/or Consumer Bill Pay
  • Make check deposits conveniently with our Mobile Banking App
  • Receive your first Debit Card at no charge
  • Restrict and monitor your debit card transactions with SecurLock Equip from the convenience of your Mobile App
  • Add your bankFNBD Debit Card to Apple Pay, Google Pay, and Samsung Pay
  • Pay anyone from anywhere with Zelle®—available with the bankFNBD Mobile App for iPhone and Android users

Service Charge: $6.00

How to Avoid the Service Charge:

  • A monthly service charge will not be assessed if the minimum daily balance requirement is met for the cycle or a combined balance of $5,000 is maintained

Statement Delivery:

  • Receive eStatements at no charge by enrolling in electronic statement delivery
  • $5.00 paper statement charge

Primary customer must be at least 55 years of age to open.

This account is eligible for Overdraft Privilege. See the bankFNBD Overdraft Program Services Disclosure
for details. Other Fees may apply. Please see the bankFNBD Schedule of Fees.
*Online Banking enrollment is required for Mobile Banking services.
**The combined balance is calculated based on the current balances of any demand deposit, savings, and/or
certificate of deposit accounts held by the same primary customer.

Some content requires Adobe Acrobat Reader to view.