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Golden Checking

An account with flexibility for the 55+ customer.

Minimum to Open:

  • $25.00 ($100 recommended)

Balance Requirements:

  • $100 minimum daily balance or $5,000 combined balance**

Features & Benefits:

  • Unlimited check writing
  • Free 1st order of checks - you only pay shipping & handling
  • Eligible to enroll in Online Banking, Mobile Banking*, and/or Consumer Bill Pay
  • Make check deposits conveniently with our Mobile Banking App
  • Receive your first Debit Card at no charge
  • Restrict and monitor your debit card transactions with SecurLock Equip from the convenience of your Mobile App
  • Add your bankFNBD Debit Card to Apple Pay, Google Pay, and Samsung Pay
  • Pay anyone from anywhere with Zelle®—available with the bankFNBD Mobile App for iPhone and Android users

Service Charge:

  • $6.00

How to Avoid the Service Charge:

  • A monthly service charge will not be assessed if the minimum daily balance requirement is met for the cycle or a combined balance of $5,000 is maintained

Statement Delivery:

  • Receive eStatements at no charge by enrolling in electronic statement delivery
  • $5.00 paper statement charge

Primary customer must be at least 55 years of age to open.

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