Building a better home loan
Whether you’re buying a house, building, or refinancing your existing residence, you could make your dream home a reality with Bank FNBD’s mortgage lending experts and competitive rates!
- Minimum Credit Score of 620
- 5% Down Minimum - Requires Mortgage Insurance with LTV less than 80%
- Cash-Out Refinance - Maximum 80% LTV
- Investment Purchase - Maximum 85% LTV
- Minimum Credit Score 640
- 100% Financing
- Must be in Rural Area determined by USDA
- Minimum Credit Score 620
- 3.5% Minimum Down Payment
- Up to 55% Debt-to-Income Ratio
- Cash-Out Refinance Options Available
- Max 6% Seller Contribution
- Loan Amount over $548,250
- Max 10 Acres on Rural Properties
- Max LTV of 80%
- Must have Certificate of Eligibility
- Primary Residence Only
- Minimum Credit Score of 620
- 100% LTV **The interest on the portion of the loan that exceeds the value of the dwelling is not tax deductible and you should consult your tax advisor**
