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Public Funds Accounts

FNBD offers a wide variety of Public Fund Accounts to meet the banking needs of our local public bodies.

  • Public Now Account:  This product serves the need for a public body to have a low cost, interest bearing transaction account for its daily check paying/deposit receipt needs.
  • Public Money Market Account:   This product serves the need for a public body to have a liquid, interest bearing account to house excess funds while earning a competitive rate.
  • Public Certificate of Deposit:  This product serves the need on those longer term deposit funds that can be dedicated to a longer deposit horizon and in turn receive a higher rate.

Our Public Funds will be serviced by our Public Fund Group and have complete and applicable bond pledging or Federal Home Loan Bank Letter of Credit for public body pledging requirements.

We offer our public body clients easy access to their account information thru our secure, state of the art online banking service. And of course, our public body account group is ready to meet with you person to person to discuss and accommodate your banking needs.

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