Simple Checking

A simple solution to meet your banking needs.

Leverage your electronic activity and have access to modern features.

Minimum to Open:

• $25.00

Balance Requirements:

• $1,500 minimum daily balance or $10,000 combined balance**

Features & Benefits:

• Unlimited check writing
• Eligible to enroll in Online Banking, Mobile Banking*, and/or Consumer Bill Pay
• Make check deposits conveniently with our Mobile Banking App
• Receive your first Debit Card at no charge
• Restrict and monitor your debit card transactions with SecurLock from the convenience
• of your Mobile App
• Add your bankFNBD Debit Card to Apple Pay, Google Pay, and Samsung Pay
• Pay anyone from anywhere with Zelle®—available with the bankFNBD Mobile App for
• iPhone and Android users

Service Charge:

• $5.00

How to Avoid the Service Charge:

• A monthly service charge will not be assessed if a daily account balance of at least
• $1,500 or $10,000 combined balance** is maintained for the statement cycle
• Offset the service charge by $2.50 with  ten (10) settled point-of-sale debit card transactions per statement cycle***
• Offset the service charge by $2.50 with a direct deposit per statement cycle

Statement Delivery:

• Receive eStatements at no charge by enrolling in electronic statement delivery
• $5.00 paper statement charge