A simple solution to meet your banking needs.
Leverage your electronic activity and have access to modern features.
Minimum to Open: $25.00
Balance Requirements: $1,500 minimum daily balance or $10,000 combined balance**
Features & Benefits:
- Unlimited check writing
- Eligible to enroll in Online Banking, Mobile Banking*, and/or Consumer Bill Pay
- Make check deposits conveniently with our Mobile Banking App
- Receive your first Debit Card at no charge
- Restrict and monitor your debit card transactions with SecurLock from the convenience
- of your Mobile App
- Add your bankFNBD Debit Card to Apple Pay, Google Pay, and Samsung Pay
- Pay anyone from anywhere with Zelle®—available with the bankFNBD Mobile App for
- iPhone and Android users
Service Charge: $5.00
How to Avoid the Service Charge:
- A monthly service charge will not be assessed if a daily account balance of at least
- $1,500 or $10,000 combined balance** is maintained for the statement cycle
- Offset the service charge by $2.50 with 10 point-of-sale debit card transactions per
- statement cycle
- Offset the service charge by $2.50 with a direct deposit per statement cycle
- Receive eStatements at no charge by enrolling in electronic statement delivery
- $5.00 paper statement charge
This account is eligible for Overdraft Privilege. See the bankFNBD Overdraft Program Services Disclosure
for details. Other Fees may apply. Please see the bankFNBD Schedule of Fees.
*Online Banking enrollment is required for Mobile Banking services.
**The combined balance is calculated based on the current balances of any demand deposit, savings, and/or
certificate of deposit accounts held by the same primary customer.