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Simple Checking

A simple solution to meet your banking needs. 

Leverage your electronic activity and have access to modern features.

Minimum to Open: $25.00

Balance Requirements: $1,500 minimum daily balance or $10,000 combined balance**

Features & Benefits:

  • Unlimited check writing
  • Eligible to enroll in Online Banking, Mobile Banking*, and/or Consumer Bill Pay
  • Make check deposits conveniently with our Mobile Banking App
  • Receive your first Debit Card at no charge
  • Restrict and monitor your debit card transactions with SecurLock from the convenience
  • of your Mobile App
  • Add your bankFNBD Debit Card to Apple Pay, Google Pay, and Samsung Pay
  • Pay anyone from anywhere with Zelle®—available with the bankFNBD Mobile App for
  • iPhone and Android users

Service Charge: $5.00

How to Avoid the Service Charge:

  • A monthly service charge will not be assessed if a daily account balance of at least
  • $1,500 or $10,000 combined balance** is maintained for the statement cycle
  • Offset the service charge by $2.50 with 10 point-of-sale debit card transactions per
  • statement cycle
  • Offset the service charge by $2.50 with a direct deposit per statement cycle

Statement Delivery:

  • Receive eStatements at no charge by enrolling in electronic statement delivery
  • $5.00 paper statement charge

This account is eligible for Overdraft Privilege. See the bankFNBD Overdraft Program Services Disclosure
for details. Other Fees may apply. Please see the bankFNBD Schedule of Fees.
*Online Banking enrollment is required for Mobile Banking services.
**The combined balance is calculated based on the current balances of any demand deposit, savings, and/or
certificate of deposit accounts held by the same primary customer.

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