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Simple Checking

A simple solution to meet your banking needs.

Leverage your electronic activity and have access to modern features.

Minimum to Open:

  • $25.00

Balance Requirements:

  • $1,500 minimum daily balance or $10,000 combined balance**

Features & Benefits:

  • Unlimited check writing
  • Eligible to enroll in Online Banking, Mobile Banking*, and/or Consumer Bill Pay
  • Make check deposits conveniently with our Mobile Banking App
  • Receive your first Debit Card at no charge
  • Restrict and monitor your debit card transactions with SecurLock from the convenience
  • of your Mobile App
  • Add your bankFNBD Debit Card to Apple Pay, Google Pay, and Samsung Pay
  • Pay anyone from anywhere with Zelle®—available with the bankFNBD Mobile App for
  • iPhone and Android users

Service Charge:

  • $5.00

How to Avoid the Service Charge:

  • A monthly service charge will not be assessed if a daily account balance of at least
  • $1,500 or $10,000 combined balance** is maintained for the statement cycle
  • Offset the service charge by $2.50 with  ten (10) settled point-of-sale debit card transactions per statement cycle***
  • Offset the service charge by $2.50 with a direct deposit per statement cycle

Statement Delivery:

  • Receive eStatements at no charge by enrolling in electronic statement delivery
  • $5.00 paper statement charge
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